A Study on Customer Attitude towards Unified Payment Interface (UPI): With Special Reference to Haveri City, Karnataka State

Mr. Sandeep S. Kulkarni, Dr. R. Kalidoss

Abstract: The digital revolution in India has significantly transformed the financial landscape, with the Unified Payment Interface (UPI) emerging as a revolutionary tool for seamless and instant transactions. This study examines the customer attitude toward UPI in the Haveri City of Karnataka. It explores awareness, usage patterns, benefits, challenges, and overall satisfaction. The findings provide insights into the behavioral trends of UPI users in a semi-urban district, contributing to the broader understanding of digital financial adoption in regional areas.

Keywords: UPI, Digital Payments, Customer Attitude, Haveri, Fintech, Cashless Economy.

Title: A Study on Customer Attitude towards Unified Payment Interface (UPI): With Special Reference to Haveri City, Karnataka State

Author: Mr. Sandeep S. Kulkarni, Dr. R. Kalidoss

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

Vol. 13, Issue 2, October 2025 - March 2026

Page No: 801-814

Research Publish Journals

Website: www.researchpublish.com

Published Date: 12-March-2026

DOI: https://doi.org/10.5281/zenodo.18978841

Vol. 13, Issue 2, October 2025 - March 2026

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A Study on Customer Attitude towards Unified Payment Interface (UPI): With Special Reference to Haveri City, Karnataka State by Mr. Sandeep S. Kulkarni, Dr. R. Kalidoss