A STUDY ON FACTORS INFLUENCING THE BUYING OF LIFE INSURANCE POLICIES

Dr. S. Gayathri, Ashitha Ashok C

Abstract: The insurance industry facilitates the growth and development of the economy. The life insurance helps to have a proper coverage on risk towards life of the insured. The creation of awareness regarding the policies, plans and facilities enables a huge growth in the insurance sector. The main objective of the research is to determine the demographic profile of sample respondents and analyse the factors influencing buying of life insurance policies. This study supports to understand various drives that make the policyholders to buy life insurance policies. Primary data have been taken and adopted convenience sampling method as sampling design. The statistical tools used for analysis was percentage analysis and t-test. The conclusion is that the new products and services are to be well informed to the consumers for better prospects of the life insurance company.

Keywords: Life Insurance, Purchase decisions, Life Insurance Policies.

Title: A STUDY ON FACTORS INFLUENCING THE BUYING OF LIFE INSURANCE POLICIES

Author: Dr. S. Gayathri, Ashitha Ashok C

International Journal of Management and Commerce Innovations 

ISSN 2348-7585 (Online)

Vol. 13, Issue 2, October 2025 - March 2026

Page No: 645-650

Research Publish Journals

Website: www.researchpublish.com

Published Date: 05-March-2026

DOI: https://doi.org/10.5281/zenodo.18874078

Vol. 13, Issue 2, October 2025 - March 2026

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A STUDY ON FACTORS INFLUENCING THE BUYING OF LIFE INSURANCE POLICIES by Dr. S. Gayathri, Ashitha Ashok C