Abstract: The success of SGSY is mainly dependant on the coordinated efforts of all the external agencies acting as facilitators whether Government, Panchayats, Banks. In order to achieve better coordination among them and to stress on the joint approach, important government circulars relevant to SGSY. Totally there are 223 groups with a coverage beneficiary numbers 2439 spread over the 3 revenue divisions in the district. Guntur district of Andhra Pradesh has three revenue divisions. Out of three revenue divisions one division such Tenali division has been selected based on the edge of number of SHGs in Bhattiprolu and Pittalavanipalem mandals. The study required both primary and secondary data. The prime objective of this paper is to study the funding and repayment pattern of SHGs under SGSY. It is dissatisfying to observe that a majority of the beneficiaries stated that they were dissatisfied with the repayment schedule of monthly. It is suggested that the state and central level officers should discuss the repayment schedule to relax from monthly to quarterly.
Keywords: SHGs, SGSY, Bank, Programme, Re-Payment, Swarozgaries.
Title: Self-Help Groups: Funding and Re-Payment Pattern under Swarnjayanti Gram Swarozgar Yojana
Author: Dr. VISHNU VADDE, Prof N. VIJAYA RATNAM
International Journal of Social Science and Humanities Research
ISSN 2348-3156 (Print), ISSN 2348-3164 (online)
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